Health Insurance

The North Dakota University System (NDUS) is pleased to offer health insurance coverage to international NDUS students through United Healthcare insurance company. Domestic students (i.e. American citizens) are not required by the NDUS to carry coverage; however, the Affordable Care Act does require that you carry some sort of health insurance. If you would like assistance with selecting health insurance, please contact Katie Fitzsimmons at the System Office.


DSU Nursing Student

The NDUS requires all international students to have health insurance in place and verified (see Policy 505) but in some cases, an international student is able to secure a waiver from the NDUS health insurance plan. To learn more about the waiver criteria and process, please click here.





Domestic Students

The NDUS UHCSR Plan does not offer coverage to domestic students. NDUS encourages students to seek health care coverage if they do not have insurance.


Navigating the topic of health insurance can be confusing and intimidating. You may consult the Health Insurance Marketplace at to select an alternate plan and information, or if you would like assistance, please contact Maureen Potucek, UND Student Health Services Insurance Coordinator. Maureen is extending her services to all NDUS students across the state free of charge (not just UND students) who need alternative medical insurance. Maureen welcomes the opportunity to navigate the Health Insurance Marketplace with you in person or by phone, and/or assist you in finding health insurance coverage or medical assistance that meets your needs. Maureen’s contact information is: 701-777-3457 or


International Students
International students are automatically enrolled by semester in the student health insurance plan by their institution. A student may opt-in to NDUS health insurance coverage prior to automatic enrollment to expedite confirmation of coverage. The premium cost is billed to the international student’s campus connection account. If an international student wants to waive this health insurance coverage, comparable coverage must be in place and verified through the waiver process. Click here to learn more. Waiver application deadline for the 2019/2020 academic year are as follows:

Fall term: September 4, 2019

Spring/Summer term: January 23, 2020

Summer term: May 12, 2020


All undergraduate and graduate international students, actively taking classes on campus, are eligible to enroll.

  1. Eligible students who enroll may insure their dependents as well. Eligible dependents are the student’s legal spouse/domestic partner and dependent children under 26 years of age. The student must be enrolled in order to access an enrollment opportunity for dependents
  2. Students eligible for this insurance plan must be actively attending class in person. Students that are primarily enrolled in online courses, home study programs, or correspondence courses do not fulfill the eligibility requirements
  3. This list is not exhaustive; each applicant must review the insurance policy information and base eligibility determinations upon that review. If a student is found to be ineligible for the policy, United Healthcare will remove the student from the policy. If you have questions if you are eligible or not, please contact Katie Fitzsimmons at the NDUS Office
  4. If you have questions about the plan, please refer to your Campus Contact(s)


Plan Coverage Periods and Premiums for the 2019-2020 academic year (Aug. 2019-Aug. 2020)
To add a spouse and/or dependent, the rate and coverage periods are the same as the student rate.


International Students
Annual (August 16, 2019-August 15, 2020): $1978.00

Fall (August 16, 2019 – December 31, 2019): $746.00
Spring/Summer (January 1, 2020-August 15, 2020): $1,232.00

All premium costs are due upon enrollment.

For detailed information visit:
The United Healthcare Website:
United Healthcare’s customer services: 1-877-433-6667 or

*2020-2021 rates will be published in Summer 2020.


Campus Contacts for Student Health Insurance Plan:

Bismarck State College
Mindy Sturn


Karen Erickson


Dakota College at Bottineau
Larry Brooks – Domestic


Heidi Hauf – International


Dickinson State University
Feifei Zhong – Domestic


Wynter Miller- International


Lake Region State College
Kristi Kienast Hernandez


Mayville State University
Andrew Pflipsen


Heather Hoyt


Minot State University
Libby Claerbout


North Dakota State College of Science
Shari Thompson


North Dakota State University
Sara Terfehr


Sara Johnson – International


University of North Dakota
Maureen Potucek – Domestic


Amy Senger – International


Valley City State University
Erica Buchholz


Williston State College
Kaylyn Bondy


For general inquiries:
North Dakota University System Office
Katie Fitzsimmons